Apply for Flexi Personal Loan Up to ₹ 35 Lakh

We are Bankstore – India’s leading financial partner, empowering your dreams with the best loan deals. The first choice of over 1 million customers across the country. Apply Today Minimum ₹ 50K to Maximum ₹ 35 Lakh. Apply for a Personal loan from the place of your choice and manage your EMIs effortlessly.

  • Simple Paperwork
  • Entirely Paperless
  • Loans Delivered in No Time
  • Making a Difference for Millions of Indians
 

Features of Flexi Personal Loan

  • Loan Amount: ₹ 50,000 to ₹ 35,00,000
  • Flexible Repayment: Choose terms from 6 to 36 months
  • Fully Digital: Apply online easily and quickly
  • Quick Approval: Instant loan approval.
  • Minimal Documentation: Only Aadhaar and Pan Card, Income proof needed.
  • AI-Powered Process: Fast, Seamless experience with AI.
  • No Collateral: No need to pledge any assets

Use Your Flexi Personal Loan For:

  • Dream Weddings
  • Home Renovation
  • Medical Emergencies
  • Travel Plans
  • Household Expenses
  • Educational Courses
  • Other Personal Needs

Eligibility Criteria for Flexi Personal Loan

Check if you meet the simple eligibility criteria to get your loan approved:

Age Criteria

Age Requirement

Applicants must be between 21 to 60 years old.

Age Criteria

Monthly Income

Minimum ₹ 12,000 (Salary in Account)

Age Criteria

Nationality

Must be an Indian citizen

Age Criteria

Employment Type

Salaried and self-employed both eligible

Documents Needed

  • PAN Card
  • Aadhar Card
  • Income Proof(6 Month Latest Bank Statement & 3 Months Salary Slip)
  • Utility Bill
Docs Needed

How to Apply for a Flexi Personal Loan?

How to Apply
Docs Needed

Loan Product Suite

A Personal Loan Online can be taken for various purposes. Here are some common uses for a personal loan :

  • Debt consolidation
  • Home renovation
  • Medical expenses
  • Education
  • Wedding expenses
  • Travel or vacation
  • Purchasing gadgets or appliances
  • Business purposes
  • Vehicle purchase
  • Emergency needs
Docs Needed

Personal Loan EMI Calculator

Make smart borrowing decisions in India! Use our easy EMI calculator to estimate your monthly payments for various loans. Plan your budget effectively and avoid surprises.

 
%
 
Months
 

Your EMI Details

Loan EMI

₹ 0.00

Total Interest Payable

₹ 0.00

Total Payment

₹ 0.00
 
Principal Amount Interest Amount

Personal Loans at Minimum Rates : Unlock Your Financial Potential with BankStore Your Trusted Partner

In today's fast paced world, financial flexibility is essential. Whether it's for a medical emergency, home renovation, education, or a dream vacation, a personal loan can be your financial ally. At BankStore.in, we simplify the process to apply for a Personal Loans online, ensuring a seamless experience from application to disbursal.

Why Choose a BankStore for Your Personal Loans Needs? BankStore stands out as a premier loan aggregator in India, offering a diverse range of financial solutions. Here's why thousands trust us:

  • Wide Network: Collaborations with leading banks and NBFCs like HDFC Bank, SBI, ICICI Bank, and more.
  • Customized Solutions: Tailored loan options to fit your unique financial requirements.
  • Transparent Processes: No hidden charges, ensuring complete clarity.
  • Expert Guidance: A team of seasoned professionals to assist you at every step.

Frequently Asked Questions (FAQ)

BankStore is a digital financial platform that offers quick, secure, and flexible loan solutions to individuals across India. It provides a variety of loan services including:
✅ Personal loans
✅ Home loans
✅ Used car loans
✅ Loan eligibility checks and EMI calculators
Bankstore.in offers a range of loan types to meet various financial needs. The main types of loans available are:
  • Personal loans :

    For expenses like medical emergencies, weddings, travel, education, or any other personal need.

  • Home Loan :

    For purchasing, constructing, or renovating a house.

  • Business Loan :

    To start, expand, or manage business operations and cash flow.

  • Education Loan :

    To fund tuition fees and other academic expenses in India or abroad.

  • Used Car Loan :

    You can get a loan through a used car, Your Current Value of Car.

  • Loan Against Property :

    Secured loan taken by pledging residential or commercial property.

Key Factors Affecting Loan Eligibility:
  • Your monthly income
  • Existing EMIs or debts
  • Credit score
  • Employer profile and job stability
  • Loan tenure and interest rate

BankStore currently offers personal loans up to ₹5 lakh. So even if your salary supports a higher eligibility, the max disbursal may be ?5 lakh for flexi personal loans.

You typically need:
  • PAN Card
  • Aadhaar Card
  • Latest 6 Months Bank Statement and 3 Months Salary Slip.
Eligibility Criteria at a Glance:
  • Age: 21 to 60 years
  • Monthly Income: Minimum ₹ 12,000 (Salary Cr. in Account)
  • Nationality: Indian citizen
  • Employment: Salaried or self-employed
  • Cibil Score Minimum 700 Out of 900
If you are fit in eligibility then after sending documents, it will take 72 hours disbursement.

Yes! Why Not, You can go through our process just fill the form and you will get a call through us. Your loan process will start.