How to Apply for a Business Loan?
Bankstore – India’s leading financial partner, helping businesses grow with fast and flexible funding options. Join over 1 million satisfied clients nationwide. Apply today for loans starting from ₹1 Lakh to ₹1 Crore. Apply from anywhere and manage your EMIs effortlessly.
- Quick Disbursal
- Hassle-Free Paperwork
- 100% Online Application
- Trusted by Business Owners Across India
Features of Our Business Loan:
- Loan Amount: ₹1,00,000 to ₹1,00,00,000
- Flexible Repayment: Tenure options from 12 to 60 months
- Fully Digital: Apply from your home or office
- Quick Approval: Get Instant Approval
- Minimal Documentation: Just PAN, Aadhaar, Income Proof, and Business Details
- AI-Powered Process: Efficient, smart, and quick loan journey.
- No Collateral: Get unsecured loans up to a certain amount
Use Your Business Loan For:
- Business Expansion
- Inventory Purchase
- Machinery or Equipment
- Hiring & Payroll
- Marketing & Advertising
- Office Renovation
- Working Capital
- Franchise Setup
- Vendor Payments
- Trade & Export
Eligibility Criteria for Business Loan
Age Requirement
Applicants must be between 21 to 65 years old.
Business Vintage
Minimum 1 year of operation
Minimum Turnover
₹10 Lacs Rupees
Nationality
Must be an Indian citizen
Employment Type
Self-employed, Proprietor, Partnership, Pvt. Ltd., or LLP
Rate of Interest
Up To 15-25%
Documents Needed
- PAN Card
- Aadhar Card
- Business Registration Proof
- Income Proof (Last 6 Months Bank Statement)
- GST Returns or ITR (Last 1-2 years)
- Utility Bill (Business Address Proof)
How to Apply for a Business Loan?
Loan Product Suite – Use Cases:
- Working Capital Loans
- Term Loans
- Invoice Financing
- Equipment Financing
- Business Expansion Loans
- Merchant Loans
- Startup Capital
- Emergency Business Funds
Business Loan EMI Calculator
Easily calculate your monthly Business Loan EMI with our quick and accurate calculator. Just enter the loan amount, interest rate, and tenure to get instant results. Perfect tool for planning your finances smartly.
Your EMI Details
Loan EMI
₹ 0.00
Total Interest Payable
₹ 0.00
Total Payment
₹ 0.00
Business Loan in India: A Complete Guide for Startups, MSMEs & Entrepreneurs
Access to capital is one of the most crucial factors for the success and growth of any business. Whether you're launching a new startup, running a small business, or expanding your existing enterprise, a business loan can provide the financial support you need. With both private and government lenders offering a wide range of funding options, it’s now easier than ever to get a loan tailored to your needs.
In this comprehensive guide, we’ll walk you through everything you need to know about Business loans , including types, eligibility, interest rates, how to apply online, and tools like the Business Loan Calculator that make planning easier.
Frequently Asked Questions (FAQ)
- Personal loans :
For expenses like medical emergencies, weddings, travel, education, or any other personal need.
- Home Loan :
For purchasing, constructing, or renovating a house.
- Business Loan :
To start, expand, or manage business operations and cash flow.
- Education Loan :
To fund tuition fees and other academic expenses in India or abroad.
- Used Car Loan :
You can get a loan through a used car, Your Current Value of Car.
- Loan Against Property :
Secured loan taken by pledging residential or commercial property.
- PAN Card
- Aadhaar Card
- GST Returns/ITR
- Bank Statements
- Business Proof
- Self-employed professionals
- Small business owners
- Small business owners
Yes! Just visit Bankstore.in, fill out the form, and our team will reach out to assist you with the process.