Compare offers from our partner banks and NBFCs, check your eligibility in minutes, and apply online — with a loan consultant guiding you at every step.
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BankStore is an online loan platform in India that helps salaried professionals and business owners compare offers from partner banks and NBFCs, check eligibility, and apply online in minutes. We are not a lender — we help you find and apply for the right loan, and there is no charge to you.
Buy, build, renovate or transfer your home loan at competitive rates.
Collateral-free funding for weddings, medical costs, travel or consolidation.
Working capital, inventory, machinery and expansion, without collateral.
Fund studies in India or abroad, with or without collateral.
Unlock the value of residential or commercial property you already own.
Finance up to 80% of a pre-owned vehicle's value.
Compare 11 IDFC FIRST Bank cards and apply online.
Already have a loan? Borrow more on top of it without a fresh application.
Instead of applying to each bank separately and collecting rejections, compare what our partner lenders offer against your profile — then apply once.
| Lender | Loan types | Rate from | Amount up to | Tenure up to |
|---|---|---|---|---|
| Tata Capital | Personal, Business | 10.99% p.a. | ₹1 crore | 6 years |
| Poonawalla Fincorp | Personal, Business | 9.99% p.a. | ₹50 lakh | 7 years |
| Godrej Capital | Home Loan, LAP | 7.65% p.a. | ₹15 crore | 30 years |
| LIC Housing Finance | Home Loan, LAP | 7.15% p.a.* | ₹15 crore | 30 years |
|
Sammaan Capital formerly Indiabulls Housing Finance |
Home Loan, LAP | 8.75% p.a. | ₹12.5 crore | 30 years |
| Finnable | Personal Loan | 16% p.a. | ₹10 lakh | 5 years |
| Easy Home Finance | Home Loan | 8.99% p.a. | ₹75 lakh | 20 years |
Rates shown are indicative starting rates supplied by the lenders, correct as at 11 November 2026. Your actual rate depends on the lender's assessment of your income, credit profile and loan amount. *LIC Housing Finance rate is subject to its own published conditions.
BankStore works with leading Indian banks and NBFCs including Tata Capital, Poonawalla Fincorp, Godrej Capital, LIC Housing Finance, Sammaan Capital, Finnable and Easy Home Finance — so you can compare approvals, rates and tenures in one place.
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A transparent, fully digital way to compare and apply for loans across India — built around your convenience.
Apply online from anywhere in India. No branch visits, no physical files.
Most applications receive a lender decision within 24–48 hours of document verification.
PAN, Aadhaar, bank statements and income proof — that's usually all you need.
Collateral-free personal and business loans, plus secured home, property and vehicle finance.
Small personal loans or large home loans — one platform covers both.
Pick an EMI that fits your monthly budget, not the other way round.
Loan type, amount and city. Takes two minutes.
We check your profile against our partner banks and NBFCs and shortlist the ones most likely to approve you.
Documents, eligibility, submission. One person, start to finish, in your language.
Typically 24–48 hours after verification. The lender sets the final rate and terms.
Instantly calculate your EMI for Home, Personal, Business, Car, Education, or Gold Loans.
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Loan breakup-Principal vs Interest
Seven calculators tell you what your EMI would be. This one tells you whether you'll qualify.
Checking eligibility here does not affect your credit score.
Example: a ₹1,00,000 personal loan over 24 months at 9.98% p.a.
BankStore charges you nothing. Your actual rate and fees depend on the lender's assessment of your profile.
BankStore is an online loan platform helping salaried and self-employed borrowers across India compare and apply for home loans, personal loans, business loans, education loans, used car loans and loans against property. We work with partner banks and NBFCs to bring you competitive rates, flexible repayment options and fast approvals.
Founded in 2019 CONFIRM and headquartered in Netaji Subhash Place, Delhi, BankStore serves borrowers in 14 cities. Whether you need a personal loan for an urgent expense or a home loan for your first house, our consultants guide you through eligibility, documentation and submission — in your language, at no cost to you.
BankStore is operated by Convenoz Digital Services Pvt Ltd.
BankStore serves borrowers in 14 cities from our head office in Netaji Subhash Place, Delhi. Wherever you are, you can compare and apply online — and speak to a consultant who knows your region.
Straight answers on how BankStore works, what you'll need, and what a loan will actually cost you.
No. BankStore is an online loan platform and facilitation service. We help you compare and apply for loans from our partner banks and NBFCs. Every approval, interest rate and term is decided by the lender, not by BankStore.
No. Comparing offers and applying through BankStore is free for borrowers. We're compensated by our partner lenders when a loan is disbursed. If anyone asks you to pay an upfront amount to release a loan, it is not us — and it is not legitimate.
We work with leading Indian lenders including Tata Capital, Poonawalla Fincorp, Godrej Capital, LIC Housing Finance, Sammaan Capital (formerly Indiabulls Housing Finance), Finnable and Easy Home Finance.
Your details are shared only with the lenders we match you to, for the purpose of assessing your application. We don't sell your data. See our Privacy Policy for how it's stored and used.
Choose your loan type, fill in a few basic details, and a consultant will call you back — usually the same working day. They'll confirm your eligibility, tell you exactly which documents are needed, and submit your application to the right lender.
For most loans: PAN card, Aadhaar card, six months of bank statements, and income proof — salary slips if you're salaried, or ITR and GST returns if you're self-employed. Home loans and loans against property also need the property papers. Your consultant will confirm the exact list for your case.
Yes. Self-employed applicants are assessed on business vintage, bank turnover and ITR rather than salary slips. Business loans generally require at least one year of operations and around ₹10 lakh annual turnover.
Most personal, business and car loan decisions come within 24–48 hours of document verification. Home loans and loans against property take longer — usually 5–7 working days — because the property has to be valued and verified.
A CIBIL score of 700 or above gives you the widest choice of lenders and the best rates. Applications below 700 can still succeed, particularly with a co-applicant, a secured loan, or a strong banking history — but expect a higher rate.
Checking eligibility on BankStore does not affect your score. A formal application triggers a hard enquiry by the lender, which can move your score slightly — which is exactly why it's worth checking eligibility first rather than applying to several lenders at once.
Often, yes. Rejections are usually about a specific lender's criteria rather than your creditworthiness overall — income thresholds, employer category, existing EMIs. Tell your consultant what happened and they'll match you to lenders whose criteria you actually meet.
Rates start from 8.5% p.a. for home loans and 9.98% p.a. for personal loans. Your actual rate depends on your credit score, income, employer or business profile, loan amount and tenure — and is set by the lender, not by BankStore.
Most lenders allow prepayment or foreclosure after a minimum number of EMIs. Floating-rate home loans to individuals generally carry no prepayment charge; fixed-rate and personal loans often do. Ask your consultant to confirm the charge before you sign.
The lender charges a late fee and reports the missed payment to the credit bureaus, which lowers your score. If you expect difficulty, contact your lender before the due date — restructuring is far easier to arrange in advance than after a default.
Your consultant updates you by phone and email at each stage. For anything urgent, call +91 92668 55574 or email info@bankstore.in.
Write to CONFIRM grievance email or call CONFIRM phone. We respond to every complaint within CONFIRM working days.
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BankStore is a loan facilitation platform, not a bank or NBFC. All loan approvals, interest rates and terms are decided solely by the partner lender. BankStore charges borrowers no fee. Never pay an upfront amount to anyone in exchange for a loan disbursal.
Get in touch with BankStore for any inquiries or support. Our customer service team is ready to assist you with loan-related questions, financial services, and any other assistance you may need.
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