Apply Now For Loan Against Property Up To ₹10 Crore
We are Bankstore – India’s trusted secured loan expert. Unlock the hidden value of your residential or commercial property to access high-value funding for business, personal, or emergency needs. Apply online for loans ranging from ₹5 Lakh to ₹10 Crore with attractive interest rates and flexible repayment options.
- High Loan Value
- Fast Processing
- Easy Documentation
- 100% Online Application
- Trusted by Thousands Across India
Features of Our Home Loan:
- Loan Amount: ₹5,00,000 to ₹10,00,00,000
- Flexible Tenure:Repayment up to 15 years
- Quick Disbursal:Fast processing after document verification
- Online Process:Apply securely from your home
- Minimal Documentation:PAN, Aadhaar, Income & Property Proof
- Attractive Interest Rates: Starting from 9.0% p.a.*
- Balance Transfer Available
- Loan on Residential or Commercial Property
Use Your Loan Against Property For:
- Business Expansion or Working Capital
- Debt Consolidation
- Child’s Education or Wedding
- Medical Emergencies
- Travel or Personal Needs
- Purchase of New Property
- Balance Transfer from Other Banks
Eligibility Criteria for Loan Against Property
Age Requirement
25 to 65 years old.
Credit Score:
Preferably 650+
Property Ownership:
Must own a residential or commercial property
Nationality:
Indian citizen
Minimum Monthly Income:
₹30,000
Employment Type
Salaried or Self-employed
Documents Needed
- PAN Card
- Aadhar Card
- Property Documents (Title Deed, NOC, Tax Receipts)
- Income Proof (Salary Slips/ITR for 2 years)
- Address Proof
- Employment or Business Proof
- Bank Statements (Last 6 months)
How to Apply for a Loan Against Property?
Loan Product Suite – Use Cases:
- Loan Against Residential Property
- Loan Against Commercial Property
- LAP for Business Needs
- LAP for Personal Expenses
- Balance Transfer on Existing LAP
- Top-up Loan on LAP
Loan Against Property EMI Calculator
Easily calculate your monthly Loan Against Property EMI with our quick and accurate calculator. Just enter the loan amount, interest rate, and tenure to get instant results. Perfect tool for planning your finances smartly.
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Loan Against Property Up To ₹10 Crore
What is a Loan Against Property?
A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral. It’s one of the most effective ways to unlock the value of your real estate assets without selling them. With LAP, you can raise funds up to ₹10 crore or even more, depending on your property's value and your repayment capacity.
Why Consider a Loan Against Property Up to ₹10 Crore?
Need a big amount for business expansion, medical emergency, or wedding expenses? LAP is your best bet. With loan amounts ranging up to ₹10 crore, you get access to a huge corpus at relatively lower interest rates than personal loans.
How Does Loan Against Property Work?
Here’s the simple idea: you mortgage your property to a bank or NBFC, and they lend you a percentage of its market value—usually between 50% to 75%. For example, if your property is worth ₹15 crore, you could potentially get up to ₹10 crore in loan depending on the lender's LTV (Loan-to-Value) ratio.
Frequently Asked Questions (FAQ):
- Personal loans :
For personal needs such as travel, education, or emergencies.
- Home Loan :
For buying, constructing, or renovating your home.
- Business Loan :
For expanding your enterprise.
- Education Loan :
For studies in India or abroad.
- Used Car Loan :
For studies in India or abroad.
- Loan Against Property :
Secured loan using property as collateral.
- Salaried employees
- Self-employed professionals
- Business owners
- Property owners with clear title
Yes, we offer balance transfer services with lower interest rates and flexible repayment options.